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  • Unlocking Financial Freedom: Understanding Reverse Mortgages

    The Home Equity Conversion/Reverse Mortgage can allow qualified borrowers age 62+ to access their home equity and turn it into tax-free* cash to fund the retirement they have always dreamed of. Home Equity and Reverse Mortgages need to be better understood by the baby boomer retirees as it represents a viable retirement income solution for millions. However, biases and misconceptions are holding people back from unlocking the full potential of their home in retirement.The funds from a reverse mortgage can greatly supplement your retirement income with the possibility of eliminating your monthly mortgage payment. You remain the owner of the home, stay on title, and never owe more than the home is worth at the time the home is sold for both yourself and your heirs.
  • What Happens If I Need a Nursing Home?

    This class is a must for anyone who has a family member currently in a nursing home, or who may need a nursing home in the future. Can any assets be protected? (Yes, they can.) What is the difference between Medicare and Medicaid? (You'll learn them.) Are there any special benefits available to a veteran? (Yes, there are.) Gain crucial information you must have when your family finds itself headed for a nursing home. Get the info. you need now.
  • Prepare Your Own Will

    Who will be the guardian of your minor children if you die? Who will serve as your Personal Representative and who do you wish to inherit your property? Without a Will, the laws of the State of Minnesota and a Probate Court judge make those decisions. Whether married, single or divorced, a Will can ensure that your wishes are carried out. Prepare a complete legal Will during class. Receive instructions, a professionally prepared document, and a notary public – everything you need. The Will is for individual use, designed for those who do not own a business. Couples must register individually.
  • Practical Personal Finance for Young Adults

    Learn alongside your peers how to set goals, reach financial freedom, and have financial stability. Find out how to maintain excellent credit while paying off debt. This interactive course is designed to be fun and energizing. Discover how to manage your money to make it work for you!